Financeseva-Loan

  Interest on Bank Overdraft Bank overdraft offered as an unsecured OD to meet short-term working capital requirements for MSME sectors.   Bank overdraft begins from 9.00% per annum Several banks & financial institutions offer overdraft facility & interest rate shall differ from lender to lender. There are multiple factor that influences interest rates such as required loan amount, credit history, repayment tenure & relationship with respective bank or financial institutions. Apply Online Click Here:- Bank Overdraft Key features & benefits   Interest rate only charged on utilized amount   Helps to meet urgent financial needs   This facility aids business to manage cash flow smoothly   Minimum documentation required for credit sanction   Bank or financial institutions don’t ask for collateral/security   Document required for Overdraft Application Process   Identity proof   Any one of the following   Aadhaar Card ...

  Capital Asset Pricing Model The capital asset pricing model is a model which describes the connection between return for assets, particular stocks, and systematic risk. It is broadly all-around finance for generating returns for assets and pricing risk securities. It is supposed that all potential and active shareholders have access to similar details and accept the risk and return of all the goods. Apply Online Click Here:- Capital Asset Pricing Model Given below is the formula for calculating the expected return of an asset: ERi =Rf +βi (ERm −Rf ) where,   ERi =expected return of investment Rf =risk-free rateβi =beta of the investment ( ERm −Rf )=market risk premium   There are various benefits for capital asset pricing model (CAPM) Broadly used- The Capital Asset Pricing Model is broadly used by investors and companies when evaluating installments. It is popularly used for its accessibility and simplicity. The Beta- The beta is especially used in the capital asse...

  Bank Guarantee Process Bank guarantee in simple words are giving security of finance from one party to another party. Most of the banks & financial institutions offers bank guarantee on behalf of the customers within a set of parameter. This activity act as promise/Assurity to cover the losses of the said customer if he/she fails to pay the payment on time. Apply Online Click Here:- Bank Guarantee Advantages of Bank Guarantee Bank guarantee has the potential to reduce the risk that involved in business financial transaction. It easily accessible by beneficiary to obtain BG as it chare low fee for guarantees. Due to low risk coverage in transaction, it boosts the seller/buyer to expand business. Eligibility Criteria for Bank Guarantee Any individual with a good financial track record is eligible to apply for bank guarantee (BG). Borrowers with their own bank & other bank offering can apply for guarantee. Process for Bank Guarantee Borrower approach bank or financial instit...